Meet the private
commercial real estate lending experts.
You found the right property. Now work with the right team.
Looking for all the properties of a great private real estate lending team? Look no further than iBorrow.
Founded in 2013, our company was made for entrepreneurs by entrepreneurs. We create a unique and rewarding experience for borrowers and employees alike. Our culture is imbued with our entrepreneurial spirit. We promote innovation, adaptability, efficiency, and transparency. As an employer and as a lender, we pride ourselves on integrity and reliability.
Meet our team of commercial lending experts. Discover how our extensive experience, strong track record, and commitment to partnering with clients allows us to deliver exceptional service, competitive interest rates, and flexible structures.
Brian Good
CEO
Harlan Peltz
CO-EXECUTIVE CHAIRMAN
Andrew Peltz
CO-EXECUTIVE CHAIRMAN
CEO Brian Good has more than 25 years of experience in commercial real estate both on the equity and finance side. As CEO of iBorrow, Brian oversees the operations and investments of iBorrow, and serves on its Loan Committee. Brian started as a corporate real estate transactional attorney and then formed Eagle Group, LLC a fully-integrated real estate company handling all aspects of a large integrated commercial real estate portfolio. Brian has moderated and served on a number of panels during his career, including panels for UCLA, YPO, Bisnow and IMN. Currently, he sits on the Board of Advisors for the Ziman Center for Real Estate as part of the Anderson School of Business at UCLA, the SCGA Golf Foundation, and has served on the Boards of Brentwood School, the Federation of Greater Los Angeles, and the Guardians.
inHarlan Peltz, founder and Co-Executive Chairman, is known for his in-depth knowledge and expertise in capital markets and capital allocation. With a background in private asset management, Harlan works closely with the entire iBorrow team to craft lending structures that meet the needs of borrowers and investors, with his primary focus on identifying marketplace opportunities and developing strategies to capitalize on them. Harlan saw an opportunity in the wake of the 2008 financial crisis to capitalize on the unmet needs of borrowers to access capital markets and of investors to find responsible ways to generate secure yield; these insights helped to shape the formation, structure and direction of iBorrow.
inWith a background firmly rooted in investing and capital formation, Co-Executive Chairman Andy Peltz’ strengths lie in connecting investors with borrowers, identifying high-yield loans for investors, determining various loan structures for borrowers, structuring and formulating loans, and executing the deals. Andy brings his wealth of corporate finance and capital markets knowledge together to develop and foster strategic relationships for institutional investors as fund sources for iBorrow.
in
Andrew Smith
PARTNER
Mandy Pakes
VP OF LOAN ORIGINATIONS
Brett Kinigstein
SVP OF ASSET MANAGEMENT
Andrew Smith, Partner, has more than 25 years of experience in real estate, finance and asset management. Prior to joining iBorrow, Andy served as Chairman of the Board and Head of Originations for Genesis Capital. In his six years at Genesis, Andy oversaw the growth of the company into one of the nation’s largest private residential lending companies, underwriting over $3 billion in annual originations in 22 states, including $1.25 billion in 2017. Andy sold Genesis to Goldman Sachs in January, 2018. Prior to his time at Genesis, Andy co-founded Openarc Asset Management and played instrumental roles at Sciens Capital Management, CIBC World Markets, Cantor Fitzgerald and Chester Investments, where he was responsible for alternative investments and real estate development in the U.S. and Europe. Andy sits on the Advisory Counsel of Angel City Sports, a leading Paralympic non-profit organization creating sports opportunities for anyone with a physical disability.
inContact Mandy at mpakes@iborrow.com for more information about our loan program.
As VP of Loan Originations, Mandy oversees iBorrow originations out of the San Francisco office. She is responsible for sourcing and evaluating new lending opportunities for the firm. Mandy has an extensive background in CRE loan origination, structuring, and underwriting nationwide. Prior to joining iBorrow, Mandy served as Credit Director at Tidewater Capital, where she was responsible for making strategic decisions related to acquisition financing and refinancing for their commercial real estate portfolio. Before that, she established the Northern California office for A10 Capital as their Executive Vice President of Loan Originations. As such, she originated, analyzed, and structured bridge and stabilized loan opportunities. In addition to originations experience, Mandy has a strong background in portfolio management and CRE underwriting. She holds a BBA with a double major in Real Estate and Urban Land Economics and Risk Management Insurance from University of Wisconsin-Madison.
Brett is responsible for overseeing the strategy and operations of iBorrow’s asset portfolio. This includes oversight of the lending portfolio, asset management teams as well as lender and investor relations. Prior to joining iBorrow, Brett was Principal at GT Real Estate, an investment company focused on real estate assets throughout Southern California. Prior to that role, Brett performed Asset Management and Acquisitions for multiple investment groups which owned and operated commercial assets throughout the Western US.
in
Sarah Katz
SVP OF HUMAN RESOURCES
Kehvon Thomas
CHIEF FINANCIAL OFFICER
Emin Aboolian
SVP OF UNDERWRITING
As SVP of HR, Sarah oversees all aspects of the employee life cycle. Backed by her Professional in Human Resources (PHR) certification, Sarah is responsible for developing and implementing company HR strategies that support our organizational goals and that foster an environment where employees to contribute to their full potential. Sarah leverages her background in conflict resolution by using restorative justice principles to provide effective coaching across all levels of the organization. Her motivation is driven by a passion to enhance job satisfaction and employee engagement. She is committed to helping create a culture that is mutually beneficial to all stakeholders.
inAs Chief Financial Officer, Kehvon Thomas oversees all finance and accounting functions. He analyzes company finances and provides direction on strategic financial decisions. Prior to joining iBorrow, Kehvon was an accountant at Unisource Companies, where he performed intercompany accounting for more than 10 title and escrow entities. He was also a freelance consultant where he assisted companies with monthly reporting of financial and marketing analytics, as well as invoicing, intercompany transactions and account reconciliations.
inAs SVP of Underwriting, Emin oversees underwriting and credit assessment of transactions for iBorrow nationwide. Prior to joining iBorrow, Emin was a Senior Underwriter for HSBC’s large loan program on the west coast focused on bridge and construction loans for institutional developers and operators. Prior to HSBC, Emin worked at Morgan Stanley focused on originations and underwriting of CMBS and SASB loans. Emin also worked at PGIM where he focused on agency executions through Fannie Mae and Freddie Mac.
in
Daniel Neman
UNDERWRITING ANALYST
Matt Carey
UNDERWRITING ANALYST
Shellie Ferreira
VP OF LOAN PROCESSING – TN
As VP of Loan Processing, Shellie oversees the daily activities of the processing department to ensure that loans are processed and completed according to iBorrow standards. Shellie Ferreira has over 30 years in the mortgage industry. Prior to joining iBorrow, Shellie served as Sales Production Manager at Genesis Capital, LLC where she headed the Sales Support staff who were responsible for working with the origination team to convert a loan application into a funded loan by managing it from the origination to closing process. Prior to her time at Genesis she was with Anchor Loans, LP as part of the operations team that took the company to over $1.0 billion in closed bridge loans. Her background also includes Conventional, FHA, VA, and Private Money financing.
inAs an Underwriting Analyst at iBorrow, Matt conducts the property valuations and market analysis necessary to evaluate loan opportunities across a wide range of asset types in various markets. He is responsible for analyzing, evaluating, and underwriting commercial assets to assess risk and provide informed recommendations to the loan committee. Prior to joining iBorrow, Matt acted as a Capital Markets Analyst at Meridian Capital Group, LLC where he sat on the debt and structured finance team underwriting CRE loans across multiple asset types nationwide. He holds a BA in Political Science from Colgate University.
As an Underwriting Analyst at iBorrow, Daniel is responsible for analyzing, evaluating, and underwriting commercial assets to assess risk and provide informed recommendations to the loan committee. He conducts property valuations and market analysis essential to evaluate opportunities across a wide range of asset types in various markets around the country. Prior to joining iBorrow, Daniel was an Associate for Marcus & Millichap’s National Retail Group. Prior to Marcus & Millichap, he worked as an Multifamily Acquisitions Analyst at Helio.
in
Hripsime Grigoryan
VP OF LOAN PROCESSING – CA
Tess Streit
SR ACCOUNTING MANAGER
Justin Rubin
SR ACCOUNTING ANALYST
As a Sr. Accounting Analyst, Justin Rubin is responsible for processing loan transactions and account reconciliations. Prior to joining iBorrow, Justin worked for Coast Financial Advisors, where he provided outsourced Controller services to four client companies. Justin also worked for First Republic Bank’s Alternative Investments platform, where he provided operational, accounting, treasury, and compliance support to the platform’s 50+ investment funds.
inAs VP of Loan Processing in Los Angeles, Hripsime assists in the oversight of the daily activities of the processing department to ensure that loans are processed and completed according to iBorrow standards. Prior to joining iBorrow, Hripsime acted as a Commercial Real Estate Loan Processor and Portfolio Analyst at Golden State Bank, where she gained essential banking and CRE knowledge, supported Loan Officers and clients alike, and ensured the accurate, prompt, and compliant processing and funding of deals. Prior to that, she spent five years in the lending department at Pacific Mercantile Bank. In additional to her experience in CRE lending, Hripsime has experience in law having acted as a legal assistant and an assistant to the public defender’s office at Clara Shortridge Foltz Criminal Justice Court. She holds her master’s degree in Political Science and International Relations from California State University, Northridge.
As the Senior Accounting Manager, Tess is in charge of closely monitoring the daily activities of the Accounting Department ensuring that all procedures and processes are in place. In addition, Tess is responsible for maintaining, managing and analyzing financial statements, payroll and more to provide accurate reporting to leadership and Investors. Prior to joining iBorrow, Tess was the Controller of the Mayfair Hotel, a boutique Hotel in Downtown LA. Prior to that, Tess was the Head of Commercial Claims and Policy Service for a major Life and Health Insurance Company in the Philippines. Tess was formerly a Certified Public Accountant in the Philippines and passed the California Board Exam for Accountancy.
Jack Joseph
STAFF ACCOUNTANT
Ana Sermeno
PROPERTY ACCOUNTANT
Clare Fernandez
ACCOUNTS PAYABLE SPECIALIST
As an Accounts Payable Specialist at iBorrow, Clare is accountable for a broad range of payables and reports. Clare earned her bachelor’s degree in business administration with an emphasis in accounting from California State University Sacramento. Prior to joining iBorrow, Clare worked as a Senior Associate at Deloitte and Touché. With a dynamic personality and excellent attention to detail, Clare is poised to handle her responsibilities in a timely manner with the highest level of accuracy.
As a Staff Accountant, Jack is responsible for financial reporting, various borrower communications, accounts receivable, payment tracking, journal entries across multiple entities, loan agreement compliance, and more. Before joining the iBorrow team, Jack received a master’s degree in finance from the University of Economics and Business in Prague. Jack’s work ethic and curiosity help him understand his impact and the broader picture at iBorrow.
As a Property Accountant for iBorrow, Ana is responsible for the daily accounting and financial duties required for the properties owned by the company. Prior to joining iBorrow, Ana was a Project Financial Analyst at Ardon Construction Group where she handled the invoicing, cost racking, financial reporting and account reconciliations on multiple commercial real estate projects. Before that, she acted as a Program Control Analyst at Coverent and Mantech International, where she oversaw various projects and prepared financial reports.
Jodi Klaver
EXECUTIVE ASSISTANT
Jodi Klaver is the Executive Assistant to Brian Good and Andy Peltz. Jodi has been the company since its inception. Prior to working for iBorrow, she worked for the Eagle Group Companies for nearly 10 years. Jodi obtained a BS in Business Administration from California State University, Northridge.
Brian Good
CEO
CEO Brian Good has more than 25 years of experience in commercial real estate both on the equity and finance side. As CEO of iBorrow, Brian oversees the operations and investments of iBorrow, and serves on its Loan Committee. Brian started as a corporate real estate transactional attorney and then formed Eagle Group, LLC a fully-integrated real estate company handling all aspects of a large integrated commercial real estate portfolio. Brian has moderated and served on a number of panels during his career, including panels for UCLA, YPO, Bisnow and IMN. Currently, he sits on the Board of Advisors for the Ziman Center for Real Estate as part of the Anderson School of Business at UCLA, the SCGA Golf Foundation, and has served on the Boards of Brentwood School, the Federation of Greater Los Angeles, and the Guardians.
inHarlan Peltz
CO-EXECUTIVE CHAIRMAN
Harlan Peltz, founder and Co-Executive Chairman, is known for his in-depth knowledge and expertise in capital markets and capital allocation. With a background in private asset management, Harlan works closely with the entire iBorrow team to craft lending structures that meet the needs of borrowers and investors, with his primary focus on identifying marketplace opportunities and developing strategies to capitalize on them. Harlan saw an opportunity in the wake of the 2008 financial crisis to capitalize on the unmet needs of borrowers to access capital markets and of investors to find responsible ways to generate secure yield; these insights helped to shape the formation, structure and direction of iBorrow.
inAndrew Peltz
CO-EXECUTIVE CHAIRMAN
With a background firmly rooted in investing and capital formation, Co-Executive Chairman Andy Peltz’ strengths lie in connecting investors with borrowers, identifying high-yield loans for investors, determining various loan structures for borrowers, structuring and formulating loans, and executing the deals. Andy brings his wealth of corporate finance and capital markets knowledge together to develop and foster strategic relationships for institutional investors as fund sources for iBorrow.
inAndrew Smith
PARTNER
Andrew Smith, Partner, has more than 25 years of experience in real estate, finance and asset management. Prior to joining iBorrow, Andy served as Chairman of the Board and Head of Originations for Genesis Capital. In his six years at Genesis, Andy oversaw the growth of the company into one of the nation’s largest private residential lending companies, underwriting over $3 billion in annual originations in 22 states, including $1.25 billion in 2017. Andy sold Genesis to Goldman Sachs in January, 2018. Prior to his time at Genesis, Andy co-founded Openarc Asset Management and played instrumental roles at Sciens Capital Management, CIBC World Markets, Cantor Fitzgerald and Chester Investments, where he was responsible for alternative investments and real estate development in the U.S. and Europe. Andy sits on the Advisory Counsel of Angel City Sports, a leading Paralympic non-profit organization creating sports opportunities for anyone with a physical disability.
inMandy Pakes
VP OF LOAN ORIGINATIONS
Contact Mandy at mpakes@iborrow.com for more information about our loan program.
As VP of Loan Originations, Mandy oversees iBorrow originations out of the San Francisco office. She is responsible for sourcing and evaluating new lending opportunities for the firm. Mandy has an extensive background in CRE loan origination, structuring, and underwriting nationwide. Prior to joining iBorrow, Mandy served as Credit Director at Tidewater Capital, where she was responsible for making strategic decisions related to acquisition financing and refinancing for their commercial real estate portfolio. Before that, she established the Northern California office for A10 Capital as their Executive Vice President of Loan Originations. As such, she originated, analyzed, and structured bridge and stabilized loan opportunities. In addition to originations experience, Mandy has a strong background in portfolio management and CRE underwriting. She holds a BBA with a double major in Real Estate and Urban Land Economics and Risk Management Insurance from University of Wisconsin-Madison.
inBrett Kinigstein
SVP OF ASSET MANAGEMENT
Brett is responsible for overseeing the strategy and operations of iBorrow’s asset portfolio. This includes oversight of the lending portfolio, asset management teams as well as lender and investor relations. Prior to joining iBorrow, Brett was Principal at GT Real Estate, an investment company focused on real estate assets throughout Southern California. Prior to that role, Brett performed Asset Management and Acquisitions for multiple investment groups which owned and operated commercial assets throughout the Western US.
inSarah Katz
SVP OF HUMAN RESOURCES
As SVP of HR, Sarah oversees all aspects of the employee life cycle. Backed by her Professional in Human Resources (PHR) certification, Sarah is responsible for developing and implementing company HR strategies that support our organizational goals and that foster an environment where employees to contribute to their full potential. Sarah leverages her background in conflict resolution by using restorative justice principles to provide effective coaching across all levels of the organization. Her motivation is driven by a passion to enhance job satisfaction and employee engagement. She is committed to helping create a culture that is mutually beneficial to all stakeholders.
inKehvon Thomas
CHIEF FINANCIAL OFFICER
As Chief Financial Officer, Kehvon Thomas oversees all finance and accounting functions. He analyzes company finances and provides direction on strategic financial decisions. Prior to joining iBorrow, Kehvon was an accountant at Unisource Companies, where he performed intercompany accounting for more than 10 title and escrow entities. He was also a freelance consultant where he assisted companies with monthly reporting of financial and marketing analytics, as well as invoicing, intercompany transactions and account reconciliations.
inEmin Aboolian
SVP OF UNDERWRITING
As SVP of Underwriting, Emin oversees underwriting and credit assessment of transactions for iBorrow nationwide. Prior to joining iBorrow, Emin was a Senior Underwriter for HSBC’s large loan program on the west coast focused on bridge and construction loans for institutional developers and operators. Prior to HSBC, Emin worked at Morgan Stanley focused on originations and underwriting of CMBS and SASB loans. Emin also worked at PGIM where he focused on agency executions through Fannie Mae and Freddie Mac.
inShellie Ferreira
VP OF LOAN PROCESSING
As VP of Loan Processing, Shellie oversees the daily activities of the processing department to ensure that loans are processed and completed according to iBorrow standards. Shellie Ferreira has over 30 years in the mortgage industry. Prior to joining iBorrow, Shellie served as Sales Production Manager at Genesis Capital, LLC where she headed the Sales Support staff who were responsible for working with the origination team to convert a loan application into a funded loan by managing it from the origination to closing process. Prior to her time at Genesis she was with Anchor Loans, LP as part of the operations team that took the company to over $1.0 billion in closed bridge loans. Her background also includes Conventional, FHA, VA, and Private Money financing.
inDaniel Neman
UNDERWRITING ANALYST
As an Underwriting Analyst at iBorrow, Daniel is responsible for analyzing, evaluating, and underwriting commercial assets to assess risk and provide informed recommendations to the loan committee. He conducts property valuations and market analysis essential to evaluate opportunities across a wide range of asset types in various markets around the country. Prior to joining iBorrow, Daniel was an Associate for Marcus & Millichap’s National Retail Group. Prior to Marcus & Millichap, he worked as an Multifamily Acquisitions Analyst at Helio.
inTess Streit
SR ACCOUNTING MANAGER
As the Senior Accounting Manager, Tess is in charge of closely monitoring the daily activities of the Accounting Department ensuring that all procedures and processes are in place. In addition, Tess is responsible for maintaining, managing and analyzing financial statements, payroll and more to provide accurate reporting to leadership and Investors. Prior to joining iBorrow, Tess was the Controller of the Mayfair Hotel, a boutique Hotel in Downtown LA. Prior to that, Tess was the Head of Commercial Claims and Policy Service for a major Life and Health Insurance Company in the Philippines. Tess was formerly a Certified Public Accountant in the Philippines and passed the California Board Exam for Accountancy.
inJustin Rubin
SR ACCOUNTING ANALYST
As a Sr. Accounting Analyst, Justin Rubin is responsible for processing loan transactions and account reconciliations. Prior to joining iBorrow, Justin worked for Coast Financial Advisors, where he provided outsourced Controller services to four client companies. Justin also worked for First Republic Bank’s Alternative Investments platform, where he provided operational, accounting, treasury, and compliance support to the platform’s 50+ investment funds.
inJack Joseph
STAFF ACCOUNTANT
As a Staff Accountant, Jack is responsible for financial reporting, various borrower communications, accounts receivable, payment tracking, journal entries across multiple entities, loan agreement compliance, and more. Before joining the iBorrow team, Jack received a master’s degree in finance from the University of Economics and Business in Prague. Jack’s work ethic and curiosity help him understand his impact and the broader picture at iBorrow.
inAna Sermeno
PROPERTY ACCOUNTANT
As a Property Accountant for iBorrow, Ana is responsible for the daily accounting and financial duties required for the properties owned by the company. Prior to joining iBorrow, Ana was a Project Financial Analyst at Ardon Construction Group where she handled the invoicing, cost racking, financial reporting and account reconciliations on multiple commercial real estate projects. Before that, she acted as a Program Control Analyst at Coverent and Mantech International, where she oversaw various projects and prepared financial reports.
Clarence Fernandez
ACCOUNTS PAYABLE SPECIALIST
As an Accounts Payable Specialist at iBorrow, Clare is accountable for a broad range of payables and reports. Clare earned her bachelor’s degree in business administration with an emphasis in accounting from California State University Sacramento. Prior to joining iBorrow, Clare worked as a Senior Associate at Deloitte and Touché. With a dynamic personality and excellent attention to detail, Clare is poised to handle her responsibilities in a timely manner with the highest level of accuracy.
inJodi Klaver
EXECUTIVE ASSISTANT
Jodi Klaver is the Executive Assistant to Brian Good and Andy Peltz. Jodi has been the company since its inception. Prior to working for iBorrow, she worked for the Eagle Group Companies for nearly 10 years. Jodi obtained a BS in Business Administration from California State University, Northridge
in